postpe 1.2.4

Get up to 10 lakhs in just 60 seconds with Postpe and make the most of life! Enjoy a 30-day interest-free credit, scan and pay on all BharatPe QR codes, and receive up to 3 lakhs in instant cash loans with Postpe Cash.

Do not pay, Postpe! You can:

• Scan and pay: Scan any BharatPe QR codes to pay using your Postpe credit limit
• Send money: Transfer your Postpe credit limit directly to your bank account
• Postpe Cash: Receive instant cash of up to 3 lakhs in your bank account and repay with easy EMIs for up to 15 months
• Cashbacks and rewards
• Convert your bill to easy EMIs
• One bill, multiple transactions: Postpe aggregates all your transactions and generates one bill

How to use Postpe?

1. Download the Postpe app
2. Sign up using your phone number
3. Complete your KYC
4. Start transacting with Postpe

When do I have to repay?

• The bill is generated on the 1st of every month. You can repay within 5 days of bill generation or convert to EMIs.
• You can pay your bill using any UPI app, debit card or net banking.

EMI calculation: Postpe extends a credit line ranging from Rs. 1,000 to Rs. 10,00,000 with instant approval and no collateral for a tenure of up to 15 months.

Repayment Terms: The bill is generated every month. Users have the option to convert bills to EMIs from 3 months up to 15 months. Users can also repay the bill in full at no interest cost by the due date. Postpe loan repayment tenure ranges from a minimum of 3 months to a maximum of 15 months.

Annual Percentage Rate (APR): Ranges from 18% - 70%. APR is communicated on the Postpe App while converting bills to EMIs or taking Postpe loans. APR will vary for different EMI tenures.

Example of Postpe Cash:

• Amount chosen by user: Rs. 1,00,000
• Tenure: 12 months
• Interest Rate: 18% per year (reducing)
• Processing fees: 2.5%
• Total Repayment Amount: Rs. 1,11,196
• Total Interest Payable: Rs. 11,196
• Total Cost of the Loan (including Processing Fees): Rs. 13,695
• Monthly installment (EMI): Rs. 9,266.32
• APR: 24.8%

An example of Bill to EMI conversion:

• Amount converted into EMI: Rs. 1,00,000
• Tenure: 6 months
• Interest Rate (APR): 18% per year</il <l>P total Repayment Amount: Rs. 1,09,000 T Lotal Interest Payable: Rs. sysi Ti ago rs rf ar r r sy nnt rt F .0 </il

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