Get up to 10 lakhs in just 60 seconds with Postpe and make the most of life! Enjoy a 30-day interest-free credit, scan and pay on all BharatPe QR codes, and receive up to 3 lakhs in instant cash loans with Postpe Cash.
Do not pay, Postpe! You can:
- Scan and pay: Scan any BharatPe QR codes to pay using your Postpe credit limit
- Send money: Transfer your Postpe credit limit directly to your bank account
- Postpe Cash: Receive instant cash of up to 3 lakhs in your bank account and repay with easy EMIs for up to 15 months
- Cashbacks and rewards
- Convert your bill to easy EMIs
- One bill, multiple transactions: Postpe aggregates all your transactions and generates one bill
How to use Postpe?
- Download the Postpe app
- Sign up using your phone number
- Complete your KYC
- Start transacting with Postpe
When do I have to repay?
- The bill is generated on the 1st of every month. You can repay within 5 days of bill generation or convert to EMIs.
- You can pay your bill using any UPI app, debit card or net banking.
EMI calculation: Postpe extends a credit line ranging from Rs. 1,000 to Rs. 10,00,000 with instant approval and no collateral for a tenure of up to 15 months.
Repayment Terms: The bill is generated every month. Users have the option to convert bills to EMIs from 3 months up to 15 months. Users can also repay the bill in full at no interest cost by the due date. Postpe loan repayment tenure ranges from a minimum of 3 months to a maximum of 15 months.
Annual Percentage Rate (APR): Ranges from 18% - 70%. APR is communicated on the Postpe App while converting bills to EMIs or taking Postpe loans. APR will vary for different EMI tenures.
Example of Postpe Cash:
- Amount chosen by user: Rs. 1,00,000
- Tenure: 12 months
- Interest Rate: 18% per year (reducing)
- Processing fees: 2.5%
- Total Repayment Amount: Rs. 1,11,196
- Total Interest Payable: Rs. 11,196
- Total Cost of the Loan (including Processing Fees): Rs. 13,695
- Monthly installment (EMI): Rs. 9,266.32
- APR: 24.8%
An example of Bill to EMI conversion:
- Amount converted into EMI: Rs. 1,00,000
- Tenure: 6 months
- Interest Rate (APR): 18% per year</il <l>P total Repayment Amount: Rs. 1,09,000 T Lotal Interest Payable: Rs. sysi Ti ago rs rf ar r r sy nnt rt F .0 </il
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Overview
postpe is a Freeware software in the category Business developed by RESILIENT INNOVATIONS PRIVATE LIMITED.
The latest version of postpe is 1.2.4, released on 04/03/2024. It was initially added to our database on 03/24/2024.
postpe runs on the following operating systems: iOS.
Users of postpe gave it a rating of 3 out of 5 stars.
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